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Top 7 Mobile Payments Blogs

Posted by Pablo Chepalich on May 20, 2015

Mobile payments are taking off. Apple, Samsung, Google and PayPal are just some of the companies scrambling to secure a slice of a market which is predicted to increase by 1000% in 2015. This rapid advancement has led to a seemingly endless barrage of news, making it difficult to keep abreast of the latest developments and what they mean for the industry.

In our bid to help, we’ve compiled a list of the top seven blogs which offer some of the most interesting, insightful and thought-provoking analysis of the mobile payments industry.

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Tags: Mobile Payments, NFC, Apple Pay, Samsung Pay, Apple


HCE Mobile Payments @ Cards & Payments Australia

Posted by Martin Cox on May 12, 2015

We’re heading to Melbourne on 20 May for Cards and Payments Australia 2015 and, with the region leading much of the world in payment innovation, it’s shaping up to be an exciting event. The Bell ID team will be at booth number 26, where we’ll be discussing HCE mobile payments, Apple Pay integration and tokenization and a range of other topics related to our mobile and card-based payments projects across the world.

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Tags: Token Service Provider, Mobile Payments, Host Card Emulation, TSM, NFC, Tokenization, Apple Pay


Why Does AnyBank Manage its own Token Vault?

Posted by Hugo Crawford on April 28, 2015

*AnyBank is a fictional bank. This hypothetical case study aims to showcase ‘why’ a bank would opt to become a Token Service Provider and manage its own token vault. The key drivers and challenges in this case study have been taken from a number of live Bell ID projects around the world.

European-based AnyBank prides itself on being at the forefront of banking technology. It has 1,500 branches across the region, a number of subsidiaries and over 5 million customers. AnyBank has been engaged in a number of mobile payments trials over the past five years utilizing a range of different technologies including barcodes and a platform based on a SIM secure element (SE) using near field communication (NFC).

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Tags: Token Service Provider, Mobile Payments, Host Card Emulation, Tokenization Manager, NFC, Tokenization, Apple Pay, Samsung Pay


Bell ID: The Evolution of the 'Token'

Posted by Laszlo Spoor on April 9, 2015

Over the last few years, the usage of the words ‘token’ and ‘tokenization’ has evolved a great deal at Bell ID. The last 12 months, however, have brought about the biggest change (both at Bell ID and in the wider industry) as ‘payment tokenization’ has come to the fore.

Where did it all start?

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Tags: Token Service Provider, Mobile Payments, Host Card Emulation, Tokenization Manager, NFC, Tokenization


2015 so far: Payment Buzz Following Mobile World Congress

Posted by Martin Cox on March 10, 2015

Amid a deluge of payments announcements, three or four will have a big impact in the coming months and years. Some common market trends were also seen amongst the million dollar bets.

Mobile World Congress (MWC) is typically where the industry’s direction is made clear. For those of us involved in payments, Barcelona gave us plenty to think about.

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Tags: Mobile Payments, Host Card Emulation, NFC, EMV, Tokenization, Apple Pay, Samsung Pay


Payment Tokenization & HCE @ Mobile World Congress

Posted by André Stoorvogel on February 24, 2015

It's that time of year again! Mobile World Congress is almost upon us and the rumours have started about the new technologies and products that will be unveiled at the show. But Samsung isn’t the only company that’ll be showing off its latest tech.

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Tags: Token Service Provider, Mobile Payments, Host Card Emulation, Secure Element in the Cloud, Tokenization Manager, NFC, Tokenization


U.S. EMV Payments: PIN or Signature?

Posted by David Worthington on February 18, 2015

There are lots of ongoing discussions around EMV payments in the US; PIN versus signature, contactless, mobile payments (firmly back on the table after the introduction of Apple Pay), tokenization, as well as transit payments, to name a few. The one going on the longest has to be the back and forth between the payment systems and US issuers on the cardholder verification method (CVM) that should be used for consumers to authenticate EMV payments: personal identification number (PIN) or signature?

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Tags: EMV Token Manager, EMV Migration, EMV


2015 Predictions: EMV Payments

Posted by David Worthington on January 13, 2015

EMV® chip payments continued to make headlines in 2014 as the US forged ahead with its adoption of this payment infrastructure. So what should we expect from EMV payments in 2015?

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Tags: EMV Token Manager, EMV Migration, EMV


2015 Predictions: HCE & Tokenization

Posted by Martin Cox on January 7, 2015

HCE Tokenization

The movie Back to the Future II, shot in 1989, projected the year 2015 as an era of flying cars, hoverboards and food hydrators. Some in the payments industry have predicted NFC to be the next big thing for several years. Were these predictions as inaccurate as the Hollywood ones? While Back to the Future seems to have been out by many years, it does look as though we can expect a lot of exciting developments around payments in 2015. Last year, host card emulation (HCE) came to the fore and tokenization promises to be the next big innovation. These are the two areas where I think we will see a lot progression in 2015, the year when we can finally say that NFC has arrived in a big way.

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Tags: Token Service Provider, EMV Token Manager, Mobile Payments, Host Card Emulation, Secure Element in the Cloud, Tokenization Manager, NFC, Tokenization, Apple Pay


What is a Token Service Provider?

Posted by Martin Cox on December 16, 2014

Token Service Provider

Host card emulation (HCE) and tokenization have become an attractive alternative to the traditional secure element (SE) near-field-communication (NFC) model for delivering mobile services. While the SE-based model is currently recognized as more secure, it is also more complex and expensive. For this reason, the payments industry is bringing forward technology that will protect payment credentials and tokenization has been developed to keep card data safe during HCE transactions. Token Service Providers (TSPs) hold a key role in the tokenization ecosystem so it is first important to outline tokenization.

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Tags: Token Service Provider, Mobile Payments, Host Card Emulation, Tokenization Manager, NFC, Tokenization


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